Personal Banking

Wealth Management

The only investment advisors you’ll ever need

Feel good about your wealth management

Unlike most other banks, Troy Bank & Trust offers brokerage services through Henderson Wealth Management. Talk with Ben Chapman, Wealth Manager, today. With Cetera Investment Services, LLC, a broad spectrum of investment products is available to you:

– Mutual Funds
– Stocks and Bonds
– Collateral Mortgage Obligations (CMO’s)
– Money Market Funds
– Unit Investment Trusts
– Tax-Favored Investments
– Tax-Deferred Fixed and Variable Annuities

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Other investment services from Cetera

When you open a Cetera Investment Services, LLC brokerage account, you may also take advantage of dividend reinvestment, cashless stock option exercises, direct deposit of settlements into a checking/ savings account, and consolidated statements, including mutual fund positions.

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Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA / SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information, please contact the advisor(s) listed on the site, visit the Cetera Investment Services, LLC site at

Securities and annuities available through Cetera Investment Services, LLC are:

  • NOT FDIC/NCUSIF insured
  • May lose value
  • Not financial institution guaranteed
  • Not a deposit
  • Not insured by any federal government agency