Personal Banking

Personal Loans

Local Decisions, Quick Responses

Why get a loan from Troy Bank & Trust? It’s the personal connection. Not only are our experienced bankers experts, but they also form a relationship with you. They get to know you and your goals, and are motivated to make quick decisions to help make things happen.

Personal line of credit

An Advantage Personal Line of Credit allows you to borrow by simply writing a check. You don’t need to come to the bank after the line is put in place. You’ll receive a monthly statement of activity that lists the minimum payment due. eStatements are available with our Advantage Personal Line of Credit, and lines can be viewed through Advantage Online Banking.

Personal loans for personal goals

Troy Bank and Trust offers personal loans for many purposes, including automobile, boats, and home improvements. We offer you a variety of competitive financing rates and budget pleasing terms to best suit your unique needs.

Tap into the power of your equity line

You can use your HELOC for home improvements, other purchases, or debt consolidation. Interest on your HELOC may be deductible from your income taxes. Our competitive interest rates and closing costs make the Advantage Equity Line of Credit very attractive. eStatements are available with our Advantage Home Equity Line of Credit, and lines can be accessed through Advantage Online Banking and our mobile banking app.

Contact an experienced banker

Speak with a representative who will understand your needs.

Contact Us