Personal Banking

Debit Cards – Easy Access to Your Money

Enjoy the quick convenience of electronic access to your checking account funds with a Troy Bank & Trust debit card.

Instant Issue replaces lost cards

Should you lose your card, don’t worry. Just visit your nearest Troy Bank & Trust branch for a replacement.

Report Lost or Stolen Card – 800.500.1044

Speed, simplicity, security – Contactless Cards

Look for the contactless symbol when making purchases. It’s extra secure and just as easy.

Use your phone as a debit card with Mobile Wallet

Pay securely directly from your smartphone, tablet or smartwatch with a Mobile Wallet. You can also make quick in-app purchases without having to enter your card information.

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Turn your debit card on and off with Card Controls

Control how, when, and where your debit cards are used in the Troy Bank & Trust Mobile Banking app. With the swipe of your finger, disable a card if it’s lost, set transaction limits to stay on budget, define geographic regions where a card can be used, enable push notification alerts, and more.

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For ATM access, Troy Bank has you covered

When you need funds from your debit card, you don’t have to go far. Troy Bank & Trust has an ATM near you thanks to the AllPoint network’s more than 55,000 surcharge-free ATMs.

Locate an ATM

Earn points while you spend with ScoreCard Debit Rewards

For every $2 you spend on a signature purchase with your debit card, earn a point that can be used later for trips or merchandise. Participation is automatic with no cost to you, and there’s no paperwork for you to complete.

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Error resolution is simple with Troy Bank & Trust

Discrepancies are handled fast and friendly, so that you don’t need to worry about resolving any debit card errors.

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Looking for a business debit card?

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