Personal Banking

Debit Cards – Easy Access to Your Money

Enjoy the quick convenience of electronic access to your checking account funds with a Troy Bank & Trust debit card.

Instant Issue replaces lost cards

Should you lose your card, don’t worry. Just visit your nearest Troy Bank & Trust branch for a replacement.

Report Lost or Stolen Card – 800.500.1044

Speed, simplicity, security – Contactless Cards

Look for the contactless symbol when making purchases. It’s extra secure and just as easy.

Use your phone as a debit card with Mobile Wallet

Pay securely directly from your smartphone, tablet or smartwatch with a Mobile Wallet. You can also make quick in-app purchases without having to enter your card information.

Learn More

Turn your debit card on and off with Card Controls

Control how, when, and where your debit cards are used in the Troy Bank & Trust Mobile Banking app. With the swipe of your finger, disable a card if it’s lost, set transaction limits to stay on budget, define geographic regions where a card can be used, enable push notification alerts, and more.

Learn More

For ATM access, Troy Bank has you covered

When you need funds from your debit card, you don’t have to go far. Troy Bank & Trust has an ATM near you thanks to the AllPoint network’s more than 55,000 surcharge-free ATMs.

Locate an ATM

Earn points while you spend with ScoreCard Debit Rewards

For every $2 you spend on a signature purchase with your debit card, earn a point that can be used later for trips or merchandise. Participation is automatic with no cost to you, and there’s no paperwork for you to complete.

Learn More

Error resolution is simple with Troy Bank & Trust

Discrepancies are handled fast and friendly, so that you don’t need to worry about resolving any debit card errors.

Contact Us

Looking for a business debit card?

Click Here