About Us

Why Troy Bank & Trust?

What makes Troy Bank the only bank you’ll ever need? We’re a combination of hometown accessibility and service with a depth of resources that goes back more than a century. The ownership structure of Troy Bank & Trust is what makes us truly unique. Former Alabama Governor Charles Henderson owned 51.12% of the bank’s common stock at his death in 1937. He transferred those shares into a perpetual charitable trust, naming Troy Bank as the trustee, and further stating that the bank stock can never be sold. What this means is that Troy Bank will never be bought by another bank. You’ll never have the worry of changing your bank after a buyout. Troy Bank is now and will always remain a community bank.

We’re committed to serving you and working toward your financial goals, making decisions locally so you can get on with the business of making your dreams a reality. Toward that end, we offer additional services in the areas of investments and trusts that most banks simply don’t provide. As we mentioned, we’re accessible, and devoted to serving our local customers. Troy Bank & Trust has four locations in Troy as well as branches in Goshen, Ariton, Brundidge, Dothan, Opelika, Elba, New Brockton, and Enterprise.

At Troy Bank & Trust, we work to provide the best of a local community bank, along with the technology, tools, and resources you’d expect to find at a regional one. We invite you to come in and talk to us about any loan, investment, estate planning, or any other financial services you may require. You’ll likely discover that we’re the only bank you’ll ever need.

Our Customer Covenant

The relationship between Troy Bank & Trust and its customers has served as the foundation of our strength and stability which allows us to meet all your banking needs, now and in the future. Our pledge is to continue to create lasting, meaningful relationships based on trust, accuracy, responsiveness, fairness, and willingness to go the extra mile. We will strive to be “the only bank you’ll ever need” by listening attentively, displaying care, respect and patience while addressing issues in a timely manner, accurately, confidently and with a positive attitude.

Our History

What goes into the only bank you’ll ever need? Over a century of successful planning, dedication, and local decision making, for openers.

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Troy Bank in the Community

We don’t just make decisions locally – we make a positive impact locally, through serving the needs of individuals, families, businesses, and charitable organizations throughout our communities.

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