See how much we can help you save
We’ll work with you to set your goals and help you reach them
Savings Accounts
Regular Savings
You have a savings goal in mind—achieve your goals while earning to do so along the way.
Minor
You’re under 19 and seeking to start banking and saving. Earn interest that pays out every quarter.
Christmas Club
Save for the season year-round with access to your funds just in time for holiday shopping.
Compare Troy Bank Savings Accounts
| Minimum opening balance |
Regular$100Minor$20Christmas Club$5 |
| Monthly fee |
Regular$2*Minor
Not Applicable
Christmas Club
Not Applicable
|
| Interest compounded daily |
Regular
Applicable
Minor
Applicable
Christmas Club
Not Applicable
|
| Daily balance to earn yield |
Regular$100Minor
Not Applicable
Christmas Club
Not Applicable
|
| Transaction fees |
Regular$5Each Debit in Excess of 2Minor$5Each Debit in Excess of 2Christmas Club$10**Penalty for early withdrawal |
| FDIC Insured |
Regular
Applicable
Minor
Applicable
Christmas Club
Applicable
|
Money Market – Savings to Serve Your Best Interest
Your main interest is just that: interest. However, you still want peace of mind knowing you can access your funds if needed. Maintain a $1,000 daily balance and earn a stated yield while avoiding monthly fees.
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Individual Retirement Accounts – Make Your Money Work for You
You’ve spent your career preparing for the days when your retirement savings can do the work for you. Earn tax deferred interest without an annual service charge, with just a $500 minimum opening balance.
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Certificates of Deposit
You want to maximize your money. Choose a 1-year CD and watch your money grow, take more time to save what you need with a 3-year term, or give your money the opportunity to mature into a healthy savings with a 5-year CD.
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Use Your Debit Card to Save on Every Purchase
Enroll in Savings Made Simple and each debit card purchase will be rounded up to the nearest dollar amount and automatically transferred into your savings account.
Contact an experienced banker
Speak with a representative who will understand your needs.
Contact Us