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Checking Accounts
Extra Advantage
A low monthly service charge makes this a basic, economical checking account.
Super Now
Enjoy full-function, unlimited-withdrawal checking while earning interest on your available balance.
Compare Troy Bank Checking Accounts
| Minimum opening balance |
Extra Advantage$100Student$100Super Now$100 |
| Monthly statement fee |
Extra Advantage$3*Student
Not Applicable
Super Now– |
| Monthly service charge |
Extra Advantage$5**Student
Not Applicable
Super Now$15** |
| 1 standard check order/year limitations |
Extra Advantage
Applicable
Student
Applicable
Super NowNo transaction |
| Overdraft Privilege |
Extra Advantage
Applicable
Student
Applicable
Super Now
Applicable
|
| Telephone Banking |
Extra Advantage
Applicable
Student
Applicable
Super Now
Applicable
|
| Visa Debit Card |
Extra AdvantageOptionalStudentOptionalSuper NowOptional |
| TB&T ATM access |
Extra AdvantageFreeStudentFreeSuper NowFree |
| Allpoint Network ATMs |
Extra AdvantageFreeStudentFreeSuper NowFree |
| Other ATMs |
Extra AdvantageChargesfrom other institutionsStudentChargesfrom other institutionsSuper NowATM refunds3 transactions/month, up to $4.99 per transaction |
| Unlimited check writing w/ no check fee |
Extra Advantage
Not Applicable
Student
Applicable
Super Now
Applicable
|
| Interest compounded daily |
Extra Advantage
Not Applicable
Student
Not Applicable
Super Now
Applicable
|
| Earn stated yield |
Extra Advantage
Not Applicable
Student
Not Applicable
Super NowYeswith $500 daily balance |
| FDIC insured |
Extra Advantage
Applicable
Student
Applicable
Super Now
Applicable
|
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Contact UsNotice of Expiration of the Temporary FDIC Insurance Coverage for Noninterest-bearing Accounts
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit www.fdic.gov