Sometimes you just need a little extra, We can help!

Personal Loans

  • Consumer Loans

    Troy Bank and Trust offers consumer loans for many purposes, including; automobile, appliances, boats, owner-occupied home mortgage loans, and home improvements. Troy Bank and Trust offers the customer a variety of competitive financing rates and budget pleasing terms to best suit each customer's needs.

    If you would like to download and print a personal loan application please click below. You will need the Adobe Reader to view this document. If you don't already have this software, you can download a free copy from the Adobe website.

    Personal Loan Application

  • Automobile Loans

    Be sure to check with us before you buy. The bottom line is always the amount of your monthly payment and the number of payments you'll have to make. Let one of our loan officers show you what we can do for you.

    If you would like to download and print a personal loan application please click below. You will need the Adobe Reader to view this document. If you don't already have this software, you can download a free copy from the Adobe website.

    Personal Loan Application

  • Agricultural Loans

    Troy Bank & Trust has a history of providing help to farmers that dates back to 1906. Our agricultural lending staff is among the most experienced in the area. When you need a banker who understands the needs of today's farming, come see us. Credit insurance and accidental death insurance is available, as well as, USDA guarantee availability. Agricultural loans can be viewed through Advantage Online Banking.

  • Real Estate Loans

    Troy Bank and Trust offers a variety of competitive, diverse, and flexible loans, in-house and secondary market mortgage products.

    Mortgage Information

  • Advantage Equity Line of Credit

    You can use the equity in your home to purchase other things you need and may be able to deduct the interest from your income taxes. Our low interest rates and low closing costs make the Advantage Equity Line of Credit even more attractive. eStatements are available with our Advantage Equity Line of Credit, and lines can be viewed through Advantage Online Banking.

  • Advantage Personal Line of Credit

    An Advantage Personal Line of Credit allows you to borrow by simply writing a check. It is not necessary to come to the bank after the Line is put in place. You will receive a monthly statement of activity that lists the minimum payment due. eStatements are available with our Advantage Personal Line of Credit, and lines can be viewed through Advantage Online Banking.

  • Credit Cards

    A Troy Bank and Trust credit card offers instant credit and cash advances at thousands of locations around the world. Choose from a 1% Cash Back Platinum Rewards card with an annual fee or the no fee Platinum Benefits Card.  Enjoy 0% Annual Percentage Rate on purchase and balance transfers on both for the first 7 billing cycles.

    Apply for your Credit Card here!


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