Here's a list of what you need

Needed Items List

Items Needed to Complete Your Mortgage Application

Please provide the requested items indicated below as soon as possible to avoid delays in the closing of your loan. No additional action will be taken on your loan until all the requested documentation has been provided.

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Personal and Employment Information

  • Signed copies of ALL pages of your Federal Tax Returns with ALL schedules for previous year(s) also, provide corporate returns and schedules, if applicable. {Not State Returns}
    • Last three (3) years needed
  • Pay Stubs for most recent earnings period. Must show year-to-date earnings, name and address of employer.
  • Also must show name and ID number of employee.
  • W-2 forms for most recent years. All employers.
    • Last three (3) years needed
  • Alimony/Child support income:
    • Copy of divorce decree, financial stipulation
    • Proof of income for twelve consecutive months
  • Social Security and pension award letters including recent years net benefit statement
  • Copies of Driver's License and Social Security card

Assets Information

  • Two most recent months bank statement on all open checking and savings accounts. Please provide all pages to each statement.
  • Verification of any liquid assets, such as stocks, bonds, mutual funds, IRAs, 401K plans, etc. with copies of two most recent statements. ALL Pages.
  • Information on any other real estate being sold, such as a copy of sales agreement.
  • Information on property to be retained (i.e. rental property), such as taxes, home owners insurance and/or Condo fees; include proof of rental income (i.e. tax returns)

Property Being Purchased or Refinanced

  • For refinances, copy of most recent mortgage statement(s)
  • Sales Contract (applicable to purchase transactions)
  • Copy of existing deed
  • Copy of existing survey (if available)
  • Copy of Home Owners Insurance policy statement. ALL Pages (applicable to refinances)
  • Name and address of current mortgage lender (applicable to refinances)
  • Insurance and property tax information on any other real estate you may own
  • Name and telephone number of insurance agent
  • Name and telephone number of preferred Attorney
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