Everything you need to know about mortgages

Mortgage Loan Center

Are you looking to buy a home? Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals. You can explore our site without any obligation or disclosure of personal information, or if you want, you can even begin the application process online!

Buying a new home can be a source of anxiety, frustration and a huge sense of accomplishment. You did not pick the house that was best for someone else, you picked the one that is right for you! Trust our professionals to find the mortgage loan that best fits your needs. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You have been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you are making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity. So we make a commitment to you. We will help you apply for the right mortgage loan that meets your needs.

At any point, feel free to e-mail or call us regarding any questions you may have. We are here to personally help you through the entire home financing process.

Rates vary daily and are subject to change without notice. All loans are subject to credit approval, verification, and collateral evaluation. Initial decision is subject to you meeting specific underwriting requirements and final approval will be based upon you satisfying those requirements. Loans originated by Troy Bank and Trust Company. This information is provided for illustrative purposes only and does not constitute an application. This notice does not guarantee loan approval, nor is it an offer or commitment to make a loan to you on the above terms. The APR, fees, and closing costs are all estimates based on Troy Bank and Trust Company's normal and customary fees and typical tax and insurance costs in the stated property's vicinity.

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